Resolution

Photo credit: ECU Financial Services

 On Chianne's last post, she mentioned that we have one resolution, which is to attack debt head on this year. So far, we've started to make progress. This week, I made a cash budget, and Chianne made a spreadsheet from my budget that does automatic calculations, which I don't understand how she did it, but it works, and that's awesome. The budget that was made has everything on it, I mean everything, from play money, tithing and even when the USCG moves us, to gas and food, etc. It's going to be a big task, but with devotion, and accountability, we will be able to complete the task ahead. God's really been convicting us in that area, and we honestly don't have so much debt that we can be excused from our behavior. We only have $8,500 in debt (including the car note and Chianne's student loan, which equal well over half of that amount), we really think we could pay it off this year, God willing of course.
We have been reading The Total Money Makeover, watching Financial Peace University on DVD (which was thankfully given to us), and drawing encouragement from some friends of ours who just started their own website Mt. Debtverest.
We are currently trying to build our initial emergency fund, and then we can start attacking the debt. There was an error in my pay from several months ago, so this week my check will be bigger than usual, and that money is all going to the to the emergency fund.
Please keep us in your prayers that we will have discipline and stay faithful in this.

-Devin.